the bike shop cycle finance

All of our cycle finance deals are currently done in store. When you have chosen the bike and equipment you’d like to purchase, we will let you know exactly what your monthly payments are going to be, depending on the deposit left and the term of the cycle finance. We also have a handy calculator below so you can see for yourself.

0% APR is available on any bike from £500.00 (Excludes sale bikes)

If you’re looking to spread the cost of your loan over a longer term, then check out our low rate options using our simple table and cycle finance calculator below.

How it works.
Decide on your bike and equipment.
A member of staff will then walk you through the application process, all you need is a debit card. This can be done within 10/15 minutes and you’ll normally have a decision there and then.
As long as you’re over 18, employed or self-employed or retired, been a UK resident for at least 3 years and have a current bank account you should be eligible.

Term

6 months 12 months 18 months 24 months 36 months
Total Spend
£350-£499 NA 9.9% 9.9% 9.9% 19.5%
£500-£749 0% 4.9% 9.9% 9.9% 19.5%
£750-£999 0% 0% 4.9% 4.9% 9.9%
£1000-£1499 0% 0% 0% 4.9% 9.9%
Over 1500 0% 0% 0% 0% 4.9

A few examples of our 0% and low rate finance deals.

Trek 7.1

TREK 7.1 FX  SRP £375

Term: 12 months
APR: 9.9%
Total cost (including interest): £392.58
Deposit: £37.50
Monthly payment: £29.59
ENQUIRE NOW
Trek 8.3 DS

TREK 8.3 DS  SRP £500

Term: 12 months
APR: 4.9%
Total cost (including interest): £511.76
Deposit: £50.00
Monthly payment: £38.48
ENQUIRE NOW

TREK LEXA SLX  £1100

Term: 18 months
APR: 0%
Total cost (incl interest): £1100.00
Deposit: £110.00
Monthly payment: £55.00
ENQUIRE NOW
Trek Emonda

EMONDA S6 £1800

Term: 24 months
APR: 0%
Total cost (incl interest): £1800.00
Deposit: £180.00
Monthly payment: £67.50
ENQUIRE NOW
Giant Escape 2

GIANT ESCAPE 2  £400

Term: 12 months
APR: 9.9%
Total cost (including interest):
£418.72

Deposit: £40.00
Monthly payment: £31.56
ENQUIRE NOW
Giant Talon 27.5

TALON 27.5 1 £849

Term: 18 months
APR: 4.9%
Total cost (including interest):
£878.34
Deposit: £84.90
Monthly payment: £44.08
ENQUIRE NOW

GIANT DEFY 0 £1000

Term: 12 months
APR: 0%
Total cost (including interest): £1000.00
Deposit: £100.00
Monthly payment: £75.00
ENQUIRE NOW

DEFY ADV 2 £1399

Term: 18 months
APR: 0%
Total cost (including interest): £1399.00
Deposit: £139.90
Monthly payment: £69.94
ENQUIRE NOW
The Bike Shop Blackpool Cycle Finance

Our finance is supplied by V12 Retail Finance, the UK’s only specialist Retail Finance provider who use a secure and friendly market
leading online software system which can provide you with a decision in seconds